Partnering with Crest Capital will increase your sales.

Crest makes it easy to offer your customers monthly payment options. We don’t require multi-million dollar annual volume commitments, and we work with any size equipment, vehicle, or software vendor. Your customers get the financing they want, and you still get paid in full right away - everybody wins.

Our partners not only sell more goods; our vendor programs also increase margins, improve sales cycle times, and can even help close sales months later. Supported by the industry's best team of professionals, our programs combine innovative finance tools with lightning fast turnaround - all at no cost to you.

It's easy to partner with Crest Capital.

Financing Facts
Partnering with Crest
How it Works
FAQ's

Offering your customers payment options will benefit you greatly.

80% of your customer base wants financing.

It’s true - currently, more than 80% of all B2B equipment sales are financed. Offering payment options automatically keeps you in front of this group.

Offering financing does not mean waiting for payment.

With Crest Capital, you can offer attractive payment options like financing and leasing, while still getting paid in full right away. You make the sale, we take the risk.

Payment options are part of the decision making process.

Cash flow and cash reserves are more important to businesses than ever. Not offering financing means you are susceptible to losing these customers to finance-offering competitors.

Almost all equipment, vehicles, and software can be financed.

Crest Capital finances almost any type of capital equipment. If you sell to businesses, we’d like to talk to you.

Offering financing closes sales faster.

No more having customers hold up sales while waiting for the bank or other funding. Offering instant financing also takes “let’s see if we have the budget” out of the equation.

Offering payment options has become a form of marketing.

Obviously, offering a payment option is a good benefit to tout. But it can go further. Smart companies are tailoring custom, creative financing and lease programs to their clientele. And yes, Crest can do this for you.

Crest makes it simple to offer your customers payment options.

Crest is a trusted industry leader.

In business since 1989, Crest has an impeccable reputation for providing hassle-free financing for companies nationwide, and for also being a dependable finance partner for sellers.

Crest Capital makes it quick and easy for your customers.

Our application process is straightforward (typically requiring only one simple form), and our rates are low. In addition, our approval speed is second to none, oftentimes resulting in "same day financing" for your customers.

We will help you increase sales.

You close more sales, instead of losing them to funding delays. In addition, we can provide excellent training and support for your sales staff and dealer network. We're also very good at working with motivated finance partners in a variety of progressive ways (such as attending trade shows with you to provide instant financing, or similar.)

You'll love working with us.

We're easy for you to partner with. In fact, setting up an effective, sales-closing "get financing here" referral program can take as little as ten minutes. Plus, when you partner with Crest, you get paid in full right away via ACH or bank wire.

Our free tools are simple-yet-powerful.

Our flagship program is a free widget that allows your customers to access a secure payment portal, where they can get e-mail financing quotes and apply for financing when they wish. The great part is the portal and the quote e-mails are also branded with your artwork, logos, and contact information. Our studies have shown that these quote e-mails have a long shelf life, and can close sales for you even months later.

We can get as creative as you wish.

In addition to the above, we can work with you on custom finance agreements, promotional offerings ("no payments until XYZ!"), seasonal payments, etc. Just ask us – our staff is highly experienced in developing innovative, revenue-generating financing and lease programs.

Here's How Easy it is to Partner with Crest Capital.

Millions of dollars in financed sales are not necessary to qualify.

We do not demand that our finance partners meet some arbitrary annual volume requirement. In addition, we do not require a formal agreement. If you have a B2B customer base, the chances are very good you can offer credit through us.

Our online tools are simple.

Many vendor partners initially think they have to change their website in some way to work with us. The truth is, all we do is add a snippet of code to your website for our Payment Portal widget (you can do this yourself, or we can do it for you). And to your customer's eyes, it's a simple button.

We handle everything.

Let's assume a customer clicks on the payment portal button. They are taken to a quick quote form (branded with your logo) where they enter in an amount, and their e-mail address. An instant e-mail is generated with real payment quotes, and a way to apply for financing (again, the e-mail is branded with your company information). This is all automatically handled by Crest.

Approvals are fast.

Ok, your customer likes what he or she sees and wishes to finance your product. They apply for financing right from the e-mail sent from your website. In most cases, it's one simple application, and we can issue a same-day approval.

You get paid fast.

Crest is an industry leader in paying its vendor partners quickly. In most cases, we pay you in full via ACH or Bank Wire upon delivery and acceptance. For qualified vendor partners, we will meet your advance payment funding terms (e.g., progress payments and prefunding.)

Wait - Your added bonus!

Many vendor partners are pleased to offer our easy "Crest provides financing" program. But some of our partners want to really incorporate financing into their marketing, and ask for programs like "no payments until xyz", seasonal payments, creative leases, and many others. No problem - our team of financing experts will happily work with you to create custom promotional financing and lease programs.

That's easy!

We don't look to change anything about the way you do business. You sell as you always have. Except now, you have a powerful hole card: Point-of-Purchase Financing via Crest Capital. Plus, if you ever have any questions, our decision makers are astonishingly accessible, and if you prefer, you'll work with the same friendly people time and again.

Frequently Asked Questions.

What are your rates?

Our rates are competitive with business loans from a typical bank. Like all lenders, rates are indexed to like-term U.S. Treasury rates. Our financing is fixed-rate, without blanket liens, and we do not require borrowers to re-qualify for loans or send in yearly tax returns (in other words, we're better than a bank.)

Are you quick? How long to get approvals?

Very quick. In most cases, same-day approval can be given.

When does Crest pay us for the equipment? And do you provide progress payments? (In other words,
can you meet our payment terms?)

Crest pays vendor partners very quickly. Normally, we pay in-full via ACH or Bank Wire within 24 hours of delivery and acceptance. For qualified vendor partners, progress payments and prefunding can definitely be part of our relationship.

We do a lot of our business at trade shows, and require a finance partner to attend with us and perform on-the-spot financing. Does Crest offer things like this?

Yes, we're a true finance partner in every sense of the term, and will work with you in a variety of ways to use financing as a revenue-generating tool (including attending trade shows).

Do you finance the type of equipment we sell?

Yes – we finance almost any type of equipment a company would use in doing business. If you sell to businesses, we can likely finance your product. And yes, the equipment can be new or used.

What about software?

Yes, Crest Capital is a leader in software-only financing.

And how about vehicles?

Yes, Crest finances all manner of new and used commercial vehicles and trailers, from delivery vans and work vehicles to specialty vehicles like dump trucks, heavy equipment, pavers, cranes, and similar. We provide titled leases, with a guaranteed purchase option. The only vehicles we don't finance are passenger cars, and transportation-industry trucks / owner operators (although we do finance individual 18 wheel trucks for non-transportation companies.)

Are your credit standards flexible?

Yes. Oftentimes, we can provide financing where a bank will not.

Do you finance mom & pop customers?

Absolutely. In fact, small companies with 5-75 employees make up a good part of our customer base.

Do you finance start-ups? Or
companies with credit hiccups?

As a rule, no. That said, if an existing vendor partner in good standing brought us an occasional startup as a client, we will possibly look at it (but again, as a general rule, credit hiccups and startups are not what we do.)

Are you a direct lender?

Yes. That is a big advantage in working with Crest – we are the lender. No middleman.

Do you provide 100% financing?

Yes. In fact, we can even go a little higher (see next question.)

Do you finance soft costs like delivery
& installation?

Yes, a full 25% of the total loan amount can be soft costs.

Do you require a large down payment?

In most cases, we do not require any down payment. However, depending on credit history, sometimes a down payment is required for approval.

Do you finance my transaction $-size?

Yes. We're in the business of providing companies with the funds they need. Most of our transaction sizes run small ($5,000) to very large ($500,000). Ask us.

How long have you been doing this?

Since Bush Sr. was president (1989).

How do we get a button like the one we saw on our competitor's site?

That's our payment portal button, and you'll love it. Just fill out the form below to get started.

Offeryour customers

Our Checkbook

It's time you worked with a proactive finance partner who is focused on raising your sales.

Crest Capital offers you the experience, trust, and knowledge that come with 30+ years of helping our vendor partners increase revenues.

It all begins with the simple enrollment form. Upon completion, you'll be able to offer your customers the payment options they are looking for.

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